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Current Interest Rates

Annual Percentage Yield (APY)



TIME DEPOSITS

CERTIFICATES OF DEPOSIT
Account1 Minimum
Deposit		 LESS THAN
$25,000		 $25,000 -
$49,999		 $50,000 -
$99,999		 $100,000 OR
MORE
    Rates APY Rates APY Rates APY Rates APY
7-31 DAYS $1,000 0.60 0.60            
3 MONTHS $1,000 0.66 0.66            
6 MONTHS $1,000 0.90 0.91 0.95 0.96 1.00 1.01 1.00 1.01
12 MONTHS $500 1.21 1.21 1.26 1.26 1.36 1.36 1.36 1.36
12 MOS Senior $5,000 1.36 1.36            
18 MONTHS $500 1.35 1.35 1.40 1.40 1.45 1.45 1.45 1.45
24 MONTHS $500 1.55 1.55 1.60 1.60 1.65 1.65 1.65 1.65
30 MONTHS $500 1.60 1.60 1.65 1.65 1.70 1.70 1.70 1.70
36 MONTHS $500 1.70 1.70 1.75 1.75 1.80 1.80 1.80 1.80
48 MONTHS $500 1.75 1.75 1.80 1.80 1.85 1.85 1.85 1.85
60 MONTHS $500 2.15 2.15 2.20 2.20 2.25 2.25 2.25 2.25

IRAs
Account1 Variable2 Fixed
  Rates APY Rates APY
12 MONTHS 1.21 1.22 1.46 1.46
18 MONTHS     1.56 1.56
24 MONTHS     1.66 1.66
36 MONTHS     1.71 1.71


SAVINGS DEPOSITS

Type3 Minimum
Deposit		 LESS THAN
$1,500		 $1,500 -
$4,999		 $5,000 OR
MORE
    Rates APY Rates APY Rates APY
SUPER NOW $1,500 0.10 0.10 0.20 0.20 0.25 0.25
NOW $500 0.10 0.10        
PASSBOOK N/A 0.65 0.65        
HEALTH SAVINGS ACCOUNT (HSA) N/A 1.25 1.26        

Type3 Minimum
Deposit		 LESS THAN
$10,000		 $10,000 OR
MORE
    Rates APY Rates APY
PREMIER MONEY MARKET DEPOSIT ACCOUNT $1,500 0.25 0.25 0.55 0.55

Type3 Minimum
Deposit		 LESS THAN
$25,000		 $25,000 -
$49,999		 $50,000 -
$149,999		 $150,000 -
$249,999		 $250,000 OR
MORE
    Rates APY Rates APY Rates APY Rates APY Rates APY
INVESTORS MONEY MARKET DEPOSIT ACCOUNT $1,500 0.15 0.15 0.25 0.25 0.35 0.35 0.55 0.55 0.65 0.65


RATES EFFECTIVE: September 1, 2010

*Rates Subject To Change

1 Penalty may be imposed for early withdrawal.
2 The rate may change after the account is opened.
3 Fees may reduce the earnings on the account.
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