NOW Checking

• Available to individuals only.    
  
• Interest rates may change weekly.    
  
• Interest is credited at the end of each statement period and paid on the collected balance.     
  
• No maintenance charges as long as you maintain a $500 minimum balance in your Passbook Savings account, or a $500 minimum balance in your checking account, or an average balance of $1,000 in your checking account.      
  
• If your balance drops below the required balance there is a maintenance charge of $6 per month and $.35 per debit.     
• CNB banking card at no additional charge.      
  

SuperNOW Checking

• Available to individuals only.
• A minimum $500 initial deposit is required. 
• Interest credited at the end of the statement period.
• Interest rate may change weekly.   
• Unlimited number of checks. 
• If your daily balance drops below $1,500, the interest rate drops to the NOW rate.      
• No maintenance charges as long as you maintain a $1,000 minimum balance in your Passbook Savings account, or $1,000 minimum balance in your checking account, or an average balance of $2,000 in your checking account.    
• Pays the SuperNOW rate plus .1% on balances of $5,000 and more determined by your daily balances per statement period.      
• Pays the SuperNOW rate on balances from $1,500 to $4,999 determined by your daily balances per statement period.     
  
• Pays the NOW rate on balances of $0 - $1,499 determined by your daily balances per statement period. 
  
  

All accounts for business purposes are subject to commercial analysis activity charges under "Commercial Checking Accounts."